Editor’s Note: Stories like the one below by Gary M. Galles are the reason that I’ve FINALLY done my due diligence with precious metals companies. I panned them for years, denying them from sponsoring my sites or shows. But I changed my tune when it became clear last year that our own government is working against the American people and in recent months that decision has been vindicated. The Biden-Harris regime IS working against us. They want us poor. They want our investments and retirement depleted.
They want a reason to “build back better” in preparation for The Great Reset.”
One of the reasons I was reluctant until last year to take on precious metals sponsors is because the vast majority of them support Democrats. Some of them work directly with proxies of the Chinese Communist Party. It’s an ugly industry that thrives on fearmongering and the suffering of Americans, so I stayed clear until about a year ago when it become necessary to research and vet out the companies to see if any of them were America First organizations. Out of over two dozen companies I checked, I found only three that don’t work against this nation.
Keep that in mind as you read through the article below. Unfortunately, the precious metals companies recommended by many other conservative and alternative news outlets are owned and managed by people who take your money and donate some of it to Democrats. I suppose that makes sense for some precious metals companies since tanking the economy benefits precious metals prices and Democrats are great at tanking our economy. I’ll only recommend companies that aren’t trying to destroy us, and sadly that’s barely over 10% of the companies I checked out. Here’s Gary’s article…
There has long been a cottage industry of telling Americans they don’t save enough. One of many Wall Street Journal articles in this genre, for instance, was Kelly Greene’s “Workers Saving Too Little to Retire.” The U.S. government’s AboutUSA.gov site even included “Save more” on a list of recommendations for citizens’ New Year’s resolutions.
But our government has long been waging war on savings, making it the cause of, rather than the solution to, low savings rates. As a result, Americans have fewer resources for investment, innovation, technological advancement, and education, which reduces real economic growth and citizens’ wellbeing. Recent policies have illustrated this to an impossible-to-miss extent.
For years, governments at all levels imposed COVID-related restrictions and shutdowns that forced vast numbers of Americans to draw heavily on their savings. Government “solutions,” like cash handouts before elections and higher unemployment benefits, only increased government debt, the financing of which requires that the government suck even more savings out of productive, private use.
The recent jump in inflation is the predictable effect of recent monetary policy profligacy, another part of government’s war on savings. Just ask any American who was faced with near double-digit inflation, but whose bank accounts were still paying interest rates under one percent.
Similarly, the President’s college loan proposal tells people to take past educational expenses they had already agreed to pay back out of other people’s pockets instead. Further, it tells them to borrow more for future education expenses as well, rather than to save for it, as they will be less likely to have to pay what they borrow. Saving less for college, and borrowing still more in order, ultimately, to raid other Americans’ pockets will also leave us with fewer resources to save.
But such recent sorties in the government war on Americans’ savings are just the latest in a long list.
One huge policy-induced savings problem is that people have been led to substitute Social Security’s vastly under-funded promise of retirement benefits for funds they would have saved to finance their “golden years.” Not only do those Social Security taxes and future-benefit promises crowd out savings, but because promised benefits are trillions of dollars greater than current rates of taxation can sustain, people anticipate being “richer” in retirement than they will actually be, reducing saving even more. Those who save enough to provide well for their retirement also face income taxes on up to 85 percent of their Social Security benefits as well, lowering the rate of return on such responsibility.
Social Security exacerbates the crowding-out problem of government budget deficits, which take funds that would have gone to private investment and divert them to government. The federal debt has skyrocketed to “pay” for recent government “rescues,” but Social Security’s unfunded liabilities are even greater than the official federal debt.
Taxes on capital also reduce saving by reducing the after-tax returns on investments. These include property taxes that, while relatively small percentages of the capital invested, are sizable fractions of the annual income generated. Then state and federal (and sometimes local) corporate taxes take further bites from income, reducing the after-tax return still more. The implicit “tax” imposed by expanding regulatory burdens must also be borne, before earnings can go to investors.
Personal income taxes at up to three levels of government reduce saving even more. Investment income (what is left after other taxes) is taxed again, if paid out as dividends. Earnings from saving and investment can also trigger additional tax burdens like phase-outs of income tax deductions.
If investment earnings are retained and reinvested, increasing asset values, they are taxed as capital gains upon sale. Further, there are substantial limits on using losses on some assets to offset gains on others, as those whose portfolios have taken big hits have been made well aware. And even increases in asset values that only reflect inflation, which is a far greater issue now than in the recent past, are taxed as if they were real increases in wealth. That can be a huge problem: in the 1970s, the real (inflation-adjusted) return on the S&P 500 was negative, due to high inflation. Yet people and companies still had to pay taxes, often at very high marginal tax rates, on illusionary profits.
Many other government policies also reduce saving.
Coverage from Medicare, whose unfunded liabilities are far greater than Social Security’s, reduces incentives to save for future medical costs. Further, current earners, who must cover three quarters of the cost, are left with less income to save. Medicaid (MediCal where I live) covers nursing home costs only after other assets are exhausted, undermining another motive to save (and has created an entire industry dedicated to gaming the system).
Unemployment benefits, along with food stamps and other poverty programs, also reduce the need to save “just in case.” This mechanism was recently supercharged with unemployment benefits that often exceeded what people could have earned in their current jobs. And as we have seen with any number of disasters, government steps in to assist those who proclaim they “need” it, reducing the incentives for financial self-responsibility.
Estate taxes also reduce successful savers’ ability to pass on assets to heirs, another major motive to save.
Each of these government policies acts as a disincentive to save. Together, they heavily punish saving, reducing it to the point that many do not have any appreciable savings (which many then claim is a “market failure” government must fix, rather than a government failure). And the recent ratcheting up of anti-savings policies escalates the policy war on savings, which is also a war on investment and economic growth. Truly addressing the savings problem doesn’t require more government involvement; it only requires that the government stop undermining our incentives to save in all the ways it does now.
Article cross-posted from AIER.
Starting the Day With a Scripture-Inspired Roast Helps Center Your Thoughts on Eternal Truths Amid Temporal Pressures
The world can seem chaotic, especially right after we wake up. Many believers start their mornings reaching for something familiar — a hot cup of coffee — yet end up settling for mediocre brews that do little more than deliver a caffeine jolt. The daily grind of life, with its endless distractions, news cycles, and responsibilities, can leave even the most faithful feeling spiritually parched alongside their physical fatigue. What if your morning ritual could do more than wake you up? What if it could ground you in truth, nourish your body with exceptional quality, and quietly advance a kingdom purpose at the same time?
That’s the promise — and the reality — behind Promised Grounds Coffee. This Christian-founded company doesn’t just roast beans; it approaches every step as an act of worship and discipleship. By selecting only the top 10% of specialty-grade beans, ethically sourced from dedicated farmers in Central and South America, and small-batch roasting them with reverence in Austin, Texas, Promised Grounds delivers what many describe as the best coffee available — never burnt, never bland, but rich with origin stories and layered flavors that honor God’s creation.
From the vibrant Psalm 27 Roast (a light, bright medium option) to the bold yet peaceful 2 Timothy 1:7 Decaf, each bag carries a Scripture verse that turns your daily pour into a gentle reminder of faith. And through their Ounce Per Ounce Promise, every ounce of coffee you enjoy provides an equal ounce of clean water to families in need via partnership with Filter of Hope — literally brewing hope for body and soul, one cup at a time.
The challenge for today’s Christians runs deeper than finding a decent cup. In an age of convenience-driven consumerism, it’s easy to support companies that dilute values or remain silent on matters of faith. Many believers want their everyday choices — from what they drink to how they spend — to reflect discipleship rather than just convenience. Promised Grounds solves this by weaving Christian excellence into the entire process: beans nurtured with prayerful stewardship by farming families, roasted as an offering rather than a commodity, and packaged with Bible verses to encourage a mindset of gratitude and purpose from the first sip. Reviewers consistently praise the smooth, rich profiles — whether enjoyed black in a drip maker, iced on a warm day, or shared in fellowship — noting how the quality stands toe-to-toe with premium secular brands while delivering something far more meaningful.
This integration of faith and flavor addresses a real need in Christian households and ministries. Busy parents, church leaders, and remote workers alike report that starting the day with a Scripture-inspired roast helps center their thoughts on eternal truths amid temporal pressures. The coffee’s exceptional character — bright citrus notes in lighter roasts or deep chocolate undertones in bolder ones — comes from meticulous selection and careful roasting that respects the bean’s natural gifts rather than masking them. It’s the kind of coffee that elevates a simple quiet time, fuels productive workdays, or sparks meaningful conversations when shared at Bible studies or outreach events. And because it’s ethically sourced with integrity, every purchase supports sustainable livelihoods for farmers who treat their crops like family harvests.
For those leading churches or small groups, the impact multiplies. Promised Grounds offers bundles and options perfect for hospitality ministries, turning ordinary coffee service into an opportunity to point people toward the living water of Christ. Imagine greeting visitors with a warm cup whose very bag carries God’s Word — a subtle yet powerful witness that aligns with the Great Commission. The company’s Texas roots and commitment to “brewing hope” resonate especially with believers who value American enterprise paired with global compassion.
Of course, quality alone isn’t enough if the experience feels out of reach. Promised Grounds keeps it accessible with practical perks like free shipping on orders over $40, sample sets for discovering favorites, and thoughtful add-ons such as faith-themed mugs. Whether you prefer whole beans for fresh grinding, grounds for convenience, or even bulk options for larger households and ministries, the result is consistently superior coffee that makes discipleship feel integrated rather than added on.
As you consider how to align even the smallest habits with your walk with God, Promised Grounds Coffee stands out as a refreshing solution. It tackles the dual problems of subpar daily sustenance and disconnected consumption by offering a product that genuinely excels in taste while advancing a mission of clean water, farmer dignity, and scriptural encouragement. Believers who make the switch often describe it as more than a beverage upgrade — it becomes part of their rhythm of gratitude, a daily invitation to remember that every good gift comes from above.
If you’re ready to transform your mornings (and perhaps your church gatherings) with coffee that honors both exceptional craftsmanship and Christian values, I encourage you to explore what Promised Grounds has to offer. One sip at a time, you’ll be nourishing your body, refreshing your spirit, and participating in something far greater — all while enjoying what truly is among the best coffee available.
